Stop Debt Collectors Dead in Their Tracts
This is the most important page on this website. This letter will stop ALL debt collectors in their tracts. While this letter will not stop a debt collection attorney from filing a lawsuit against you (a VERY rare event) it will stop all collection calls and dunning letters.
The Cease and Desist Letter
Send this letter via certified mail – return receipt requested. Keep a copy of the letter for your files. Send out the letter within thirty days of the first contact by the collection agency/collection attorney. The law applies to both the agency and to attorneys who collect two or more debts per year. They are allowed (under law) to contact you one time, after receipt of the letter, to notify you or their intent. Debt buyers (scavengers) are subject to the law in spite of their assertions that since they bought the debt, they are not the collector. WRONG!!! They ARE a debt collector, subject to the law.
If you have suffered from any abusive bill collection practices, you may be entitled to compensation. Please contact our office for more information.