Nobody wants it, and getting out of it can feel like the most difficult thing you’ve ever had to do. We offer effective solutions from an experienced and caring team of legal professionals.

The Consumer Law Center, Inc., only represents individual consumers with financial problems. We have made it our business to understand this area of law so we can use our knowledge to help make smart decisions and take the pressure off of you. We have been helping people with debt problems since 1997, and can help you get back on your feet so you can get on with your life.

Personal Bankruptcy Service Commitment

The Consumer Law Center, Inc., is committed to providing personal bankruptcy services at a reasonable rate to clients throughout Northern California in need of Chapter 7 bankruptcy relief or Chapter 13 bankruptcy reorganization. We understand that the decision to file a chapter 7 bankruptcy or a chapter 13 bankruptcy is both very personal and very difficult.

Whether your financial challenges stem from a divorce, tax obligations, student loans, or credit card excesses, we can help. Chances are you are presently receiving threatening telephone calls and letters from creditors. Such calls and letters from creditors, while understandable, are intimidating and offer no real solution to your financial challenges. You have legal rights! Understanding what those rights are and the options available to you is the first step to a finding a solution. The Consumer Law Center, Inc., is committed to helping you find that solution. Let us help you decide whether bankruptcy is right for you.


Free Bankruptcy Consultation

At the Consumer Law Center, Inc., attorney Fred W. Schwinn personally meets with every prospective client to discuss the bankruptcy process. He will discuss the ramifications of filing bankruptcy (chapter 7 or chapter 13), the alternatives to filing bankruptcy and how California bankruptcy process works. While federal bankruptcy law may help you stop creditor harassment, foreclosure, repossession and even creditor lawsuits, bankruptcy is not always the best solution. Learn what legal rights you have and how we can help stop the onslaught of creditor calls and litigation. Let the Consumer Law Center, Inc., show you how getting out of debt may be more feasible than you think.